Notice that Photobucket.com has a new 'thing'?
Kindly click that thing to edit pictures.

Effects do make SOME pictures nice.
But if your picture is already very nice, please do not deal with effects.
The result may be a terror.

The decorate icon do have a lot of things installed!
You can put in stickers which are also very nice when you put them properly.

The header on the top can almost tell you everything :]

Three simple steps.
And my final product from this

To this

Used:
Effects : Soften
Decorate : Sticker-butterfly
Borders - daisies
Geek : none. (Not needed)
Creating background image can also be possible, using decorate alone.
But a plain white image must be uploaded to your photobucket account :]